How Does Affirm Work?
We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees. Easy monthly payments: Provide some basic information and get a real-time approval to split your purchase into monthly payments. (Rates from 10% to 30% APR). Flexible repayment: Simply pay your monthly bill using a debit card, bank transfer at Affirm.com/Pay.
Frequently Asked Questions
What is required to apply for an Affirm Loan?
- Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
- Provide a valid U.S. or APO/FPO/DPO home address.
- Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts. The phone account must be registered in your name.
- Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.
Are there any interest or fees associated with Affirm loans?
Affirm loans vary between 10% and 30% APR simple interest. The corresponding finance charge is the only fee associated with an Affirm loan – we don’t charge late fees, service fees, prepayment fees, or any other hidden fees. Affirm strives always to be more transparent and fair than any other form of financing.
Does Affirm perform a credit check?
Yes, when you first create an Affirm account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. If you apply for more loans with Affirm, we may perform additional ‘soft’ credit checks to ensure that we offer you the best financing options possible.
Is my personal Information secure with Affirm?
Other Questions Or Concerns About Financing With Affirm? Visit Affirm.com
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